When we undergo trauma by way of an accident, whether physical, mental, emotional or financial, to yourself or your property, we are entitled to seek compensation from those who are responsible for it.
Most people assume that their insurance company will take care of everything for them. They have paid their premiums and signed all the necessary papers, so they may feel that there’s no need for further legal assistance. However, insurance companies are usually interested in reducing pay-outs and settling the matter as quickly as possible to avoid waste of time and effort.
Insurance companies are also interested in quick settlement without considering the long-term impact of the accident. You may require compensation for on-going medical care, rehabilitation, physiotherapy, purchase of prosthetics, mobility devices, plastic surgery, chicago Accident Lawyers psychological counseling and your family may need to be compensated for loss of income, cost of care-givers, remodeling the house to accommodate special needs of the injured person etc. All these may not come under the purview of the insurance settlement.
Insurance personnel also seek to limit their liability and may try to find loopholes in your case even though they are supposed to be representing you in the case. An accident attorney can look at matters before the claims adjusters come in. Hence it is important to get your accident attorneys working on the case as early as possible.
Accident attorneys also have access to additional resources whereby they can gather independent evidence from the accident site, interview witnesses and call in experts to back your claims. They can also prepare a good presentation with sufficient documentation and expert testimony that can stand the scrutiny of law. Most accident claims are settled out of court since both parties do not want to engage in protracted legal battles. Hence the ability to toughly negotiate on your behalf and secure the best possible settlement is a quality that an experienced accident attorney can bring to the table.
Accident attorneys are much more experienced in traversing the complex labyrinth of rules and regulations that may govern your case. In many instances, the opposite party’s insurance company lawyers may present a strong case against giving any compensation at all – in such cases, you may need the services of a good negotiator who is working for your benefit, to secure the maximum possible compensation for you.
Even some basic features like writing a demand letter for compensation have to be couched in the correct way, without giving out too much information from your side. An expert accident attorney can draft an effective note and ensure that you get a suitable reply.